Should I admit liability after an accident?

When customers phone us after an accident, we always tell them never to admit liability in the first instance. Whilst you can try and predict how you’ll react after an accident, you’ll never really know for sure until it happens. It’s an extremely stress-provoking and emotional experience, so we always recommend taking as much information as possible from the scene and phoning CARS to find out what to do next.

After the accident occurs, we recommend gathering the following information:

• Personal details and insurance policy information for all parties involved
• Personal details of any witnesses
• Details of all vehicles involved, including registration, make and model
• Date and time of the incident
• Images/ videos of all vehicles involved, with close ups of all damage where possible
• Images/ videos of any road markings
• Dash cam footage, where available
• A note of the weather conditions at the time of incident

As above, we always recommend contacting CARS before your insurance company. This can help you to avoid any pitfalls, and ensure you receive accurate and non-biased advice, tailored to your individual circumstances.

Remember, don’t apologise or admit responsibility for anything that has occurred until you are completely aware of what happened. This will protect you if the accident wasn’t your fault, and liability will be determined fairly via evidence provided.

If you want to discuss an accident you’ve been involved in, regardless of whether you were at fault, don’t hesitate to get in touch with us today.