When am I entitled to a courtesy car?

Jason Barker • March 1, 2024

When deciding where to take your car for repair, a huge deciding factor is usually whether the repairer offers a courtesy vehicle as part of their service.


If you’re making an insurance claim, the situation gets a little more complicated. As a brief overview:


  • AT FAULT - If you’ve had an accident that was your fault and you’re making a claim on your own insurance policy, you might not be entitled to a courtesy vehicle, unless otherwise specified in your policy terms.

  • NON-FAULT – If you’ve been involved in an accident that wasn’t your fault and you’re making a claim on a third-party’s insurance policy, you are entitled to a courtesy vehicle whilst your vehicle is out of use. However, some insurance providers might tell you that you have to take your vehicle to one of their approved repairers in order to have access to a courtesy vehicle. Read our blog ‘Do I have to take my vehicle to one of my insurer’s approved repairers?’ to find out more.


To avoid any confusion… here at CARS, we offer our customers courtesy vehicles when required, regardless of the fault of the claim.*


We have several options available, from manual to automatic vehicles, and 3-door vehicles to 5-door vehicles. Furthermore, the majority of our vehicles are hybrid, which means we can reduce our environmental impact, whilst still helping our customers.


Ultimately, you can take your vehicle to a local, independent repair centre without worrying about how to get around in the meantime. Read our blog ‘What are the benefits of using a local repair centre?’ to find out more.


*Subject to availability.

By Ebony Barker March 2, 2026
As part of our refurbishment, we’ve taken a significant step forward by installing solar panels on the roof of our new building.
February 2, 2026
We are proud to announce that our Lincolnshire-based accident repair centre has now surpassed 350 five-star Google reviews, reflecting our commitment to high-quality vehicle repairs and outstanding customer care.
By Ebony Barker January 30, 2026
After an accident, the last thing you need is more worry. Between dealing with insurers, arranging repairs, and trying to keep life moving as normal, it can all feel overwhelming. One of the biggest concerns we hear from customers is: “Will I be left without a car if I don’t use my insurer’s approved repairer?”
By Ebony Barker January 30, 2026
After an accident, most drivers focus on getting their car repaired as quickly as possible.
By Ebony Barker January 30, 2026
Being involved in an accident that wasn’t your fault is something nobody plans for. Even when you’ve done nothing wrong, the situation can quickly become stressful - damaged vehicles, unexpected phone calls, insurance paperwork, and the worry of being without your car. At a time like this, choosing the right repair cen
By Ebony Barker January 16, 2026
Whether you're selling your car privately, part-exchanging it at a dealership, or preparing to return a lease vehicle, the way your car looks plays a huge role in how much it’s worth.
By Ebony Barker January 16, 2026
Even the most careful drivers pick up small bits of cosmetic damage over time, whether it’s a scuff in a supermarket car park, a kerbed alloy on a tight corner, or a stone chip from the motorway.
By Ebony Barker January 16, 2026
SMART repairs (Small-to-Medium Area Repair Technologies) are an incredibly popular way to fix minor cosmetic damage quickly and cost-effectively. However, not all SMART repairs are equal.
By Ebony Barker January 16, 2026
As we welcome the new year, many of us are thinking about fresh starts. For your vehicle, that can mean finally dealing with the small knocks and cosmetic damage that have built up over time.
By Ebony Barker December 2, 2025
At CARS, we’re always looking for ways to enhance our services with advanced solutions for our customers.
Show More