When am I entitled to a courtesy car?

Jason Barker • March 1, 2024

When deciding where to take your car for repair, a huge deciding factor is usually whether the repairer offers a courtesy vehicle as part of their service.


If you’re making an insurance claim, the situation gets a little more complicated. As a brief overview:


  • AT FAULT - If you’ve had an accident that was your fault and you’re making a claim on your own insurance policy, you might not be entitled to a courtesy vehicle, unless otherwise specified in your policy terms.

  • NON-FAULT – If you’ve been involved in an accident that wasn’t your fault and you’re making a claim on a third-party’s insurance policy, you are entitled to a courtesy vehicle whilst your vehicle is out of use. However, some insurance providers might tell you that you have to take your vehicle to one of their approved repairers in order to have access to a courtesy vehicle. Read our blog ‘Do I have to take my vehicle to one of my insurer’s approved repairers?’ to find out more.


To avoid any confusion… here at CARS, we offer our customers courtesy vehicles when required, regardless of the fault of the claim.*


We have several options available, from manual to automatic vehicles, and 3-door vehicles to 5-door vehicles. Furthermore, the majority of our vehicles are hybrid, which means we can reduce our environmental impact, whilst still helping our customers.


Ultimately, you can take your vehicle to a local, independent repair centre without worrying about how to get around in the meantime. Read our blog ‘What are the benefits of using a local repair centre?’ to find out more.


*Subject to availability.

By Ebony Barker January 16, 2026
Whether you're selling your car privately, part-exchanging it at a dealership, or preparing to return a lease vehicle, the way your car looks plays a huge role in how much it’s worth.
By Ebony Barker January 16, 2026
Even the most careful drivers pick up small bits of cosmetic damage over time, whether it’s a scuff in a supermarket car park, a kerbed alloy on a tight corner, or a stone chip from the motorway.
By Ebony Barker January 16, 2026
SMART repairs (Small-to-Medium Area Repair Technologies) are an incredibly popular way to fix minor cosmetic damage quickly and cost-effectively. However, not all SMART repairs are equal.
By Ebony Barker January 16, 2026
As we welcome the new year, many of us are thinking about fresh starts. For your vehicle, that can mean finally dealing with the small knocks and cosmetic damage that have built up over time.
By Ebony Barker December 2, 2025
At CARS, we’re always looking for ways to enhance our services with advanced solutions for our customers.
By Ebony Barker November 3, 2025
We would like to extend a huge well done to Callum for achieving his Technical Paint Training with the Volkswagen Group.
By Ebony Barker October 1, 2025
We would like to say an immense thank you to everyone that joined us for our Grand Opening Event on Saturday 30th August.
By Ebony Barker September 3, 2025
We would like to extend a huge well done to Paul for achieving his High Voltage Technician qualification with the Volkswagen Group.
By Ebony Barker September 3, 2025
We have some exciting news to share! 
Young person driving a car.
By Ebony Barker February 13, 2025
Understand young driver excess and how it impacts your car insurance premiums. CARS of Grimsby offers expert advice to help new drivers make informed choices.
Show More